Hiya everyone! I haven’t checked in yet to see how we’re all coping with the financial rollercoaster that is 2020? From recessions, to hiked prices, but back to eating out schemes and charity… It’s been hard to keep on top of things that aren’t necessities.

I know I’ve struggled with food shopping, the budgeting at least, because the state of the world is just so exhausting that by 6pm I can’t bring myself to cook! I know it’s terrible, but sometimes it feels like I need the win…

What have been your lockdown wins, and lockdown fails this year financially?

Balm is a strange word. It just feels weird in your mouth. Balm. Try saying it aloud.

There aren’t many words which sound quite as peculiar as balm. And don’t say palm, or calm, they don’t count. It’s that open mouthed ba sound which has to wriggle back to the lm. Balm. Sounds like you’re still learning to talk.

I’ll give you a little history. Βάλσαμον (or bársamon to us English speakers) is an Ancient Greek word which refers to the Arabian balsam tree, and the fragrant oil which it produced. They borrowed part of the word from Hebrew, בָּשָׂם‎‎ (bāśām, “sweet spice, sweet smell”). When you start down the rabbit hole of etymology, this becomes a very, very common trend. Always borrowing.

Once Latin entered the party, we ended up with balsamum, which in my opinions sounds like a little serving of salmon drizzled with balsamic vinegar. I’d eat it. The meaning was exactly the same, they just decided to complicate things. Then time passes blah blah the Old French get their grubby hands on the word and we arrive at basme. The Gaulish (I don’t know who they are either) arrive to their own conclusion and balma. The era for Middle French begins and the conversion of the two leads to baulme. I like that one. Baulme. Very soothing.

What would we do without the English, they enter the scene and decide things don’t need to make sense to be part of the language (Now that’s a running theme) and we get the oddity which is balm. By now the word doesn’t reference so much the tree, as just something soothing, or the aromatic product of a plant.

If you do a deep internet dive, there are links between balm, and resin. Lemon balm is a herb. And you can buy things like beard balm, or lip balm, or tiger balm. Some brands do eye balms, and flash balms, and general face and body balms.

No matter what anyone says, it’s a bizarre word, with many good uses!


This week I thought I’d talk about buying presents for men. I know, the dreaded birthday/Christmas season duty. My partner, Rob, is impossible to buy for. I usually like to stick to getting people something that relates to their hobbies, but Rob could not have more unhelpful interests. He likes cars, dogs, and alcohol. There are only so many things you can get with one of those three things on it, or some related joke, before it starts to get old. He’s got a shelf full of mixology books he never reads, and a taste for extremely expensive rums which he drinks at about a thimble a week. We’ve had to set up a cellar under the starts because unsurprisingly, everyone else in his life has the same gift-giving problem as me and have given up trying. I think he’s got so many bottles gathering dust I could become a rum-only alcoholic and he wouldn’t even notice the dwindling supply.

He’s also very no-frills. So I can’t buy more than one thing until it breaks. One keyring. One wallet. One special glass. One fancy shirt. One joke shirt. One patterned pair of socks. He even told me, when we first started dating, not to bother even trying with car-related accessories because chances are he wouldn’t like it and wasn’t afraid to say so. So that was that. I’m just holding out until we move somewhere pet-friendly and I’ll have one birthday covered by buying him a dog. That is, if he doesn’t buy himself one first, which has happened an uncanny amount of times over the years.

Image result for dog

I’ve tried the whole adventure gift route, but the last time he’d splurged a little on alcohol and gotten drunk he not so subtly told me not to do it again. I think he doesn’t like being told what to do. And don’t get me started on the whole ‘you don’t have to buy me anything’ argument. Obviously I have to get him something. He always buys me a gift!

I have to say, when Rob told me casually he was thinking of growing a beard I almost squealed in delight. A new avenue! I know it’s not much, but Rob doesn’t half-ass anything so I knew he would want to grow the perfect beard, so to speak. With his birthday right around the corner I was saved! I did some internet scouring and came across this men’s grooming brand, Percy Nobleman. It looked classy enough to adhere to his expensive taste, without any garish branding or fussy extras. I bought a few different bits, and when he opened the box he looked so surprised! And I kid you not, he turned to me and said ‘this is exactly what I wanted.’ I was over the moon!

I was worried about the dreaded pash rash, but his growth has been so soft I cannot complain! He looks refined, yet rugged, and I am all for it. AANNNDD let’s not forget, those products run out faster than a bottle of rum! Endless pressies from me, thank goodness. Thank you Percy! Have any tips on what to buy for the unbuyable man? Please let me know!! If he decides to shave again I’ll be stuck!

Saving on your grooming and personal hygiene is one of those things that people tell you not to skimp out on. I mostly agree with that. Don’t buy cheap products just because they’re cheap that’s just counter-productive. Aside from the multitude of things that might go wrong there’s also that whole cheap scummy feeling you get knowing that you didn’t do this because it was a good deal, you basically opted into bad service. This isn’t fast food where you order a cheap meal and you know it might not be fine dining but it’s still food and to you it tastes fine, heck sometimes fast food is amazing. With grooming and hygiene if you buy cheap for the sake of cheap one of the better results is that it just won’t work.

If you’re sitting there lamenting the money flying out of your wallet just hold on one second because although I said you shouldn’t skimp out on the products you buy that doesn’t mean you can’t save money. And before you say it no this time savings do not come in the form of sales, but if you thought of that already good you’ve been paying attention to my other posts.

We’ve all read the instructions to some of our products and some of them will say to use generous amounts when applying, I’m looking at you moisturizing lotion. The reality is you only really need to use a little bit in most cases. Now again don’t skimp out and use a drop of lotion for your whole face but you don’t need a shot glass of the stuff either to get the job done, in the case of face lotions and the like about a thimble should be enough and if you don’t know what a thimble is then use about half the size of your thumb maybe a little more than that if you’ve got small hands. Oh and this is also for those guys that use way too much product. Think of it as a PSA guys, when using stuff like matt clay or styling wax don’t use too much because that’s bad for your wallet, your hair and/or skin.

The recent article seems to be getting pretty good traction as far as views goes. And the overall response has been good too so thanks a bunch for that! I’m going to be posting the next one soon and I hope that one does just as well since I think it might even be better than the last one. Thanks again for dropping by and reading everything!

If you’re looking to save money on your beard grooming then here are a couple of ideas for you that might be able to help.

Invest in a beard grooming kit

Okay so $200 might seem a bit excessive for a single purchase but trust me it’s worth it in the long run. When you buy a whole kit you’re able to save by doing the equivalent of buying in bulk. Do the math on your favorite beard care products if you buy them individually and then I’m pretty sure you’ll find that buying a whole kit might save you anywhere from $20 to $50. Now of course those are estimates and it’s going to depend on what brand you’re looking to buy but on average those numbers should hold strong. Now there’s also the added bonus of the products in the kit working in conjunction with each other which means you’ll never have to worry if one product might negate the effects of another. There’s usually instructions/suggestions on how to use the products which is nice if you’re just getting started or might just show you a more effective method that you simply didn’t know about before. And the last added benefit in buying a whole kit you’re most probably going to have a nice uniform smell from your products which is great because contrasting products might produce odors a bit too strong or simply not to your liking. Just pick a brand you or someone you trust trusts and you’re golden. The Percy Nobleman brand is one that we can recommend and if you’re not sure about sinking your cash into the whole beard kit just try this beard oil for starters.

Shop Online

Not really the easiest to grasp when shopping but you’ll be able to compare and contrast prices from different brands a heck of a lot easier and you also won’t be limited to your local distributors. Shopping online also has the added benefit of customer reviews which will help you figure out what products are worth your time and money. Now always read through reviews because this is the internet and you’d be surprised how many people love a product but give it a 4 or 3 star rating for seemingly no reason. There’s also the added benefit of most online stores having discount coupons and flash sales which if you’ve never shopped online are immensely helpful on saving some cash. Personally I don’t understand how flash sales work to make the company, or the store whichever, money but if I get my favorite beard oil for 50% off you will not hear me complaining.

Hi readers!

Just quickly, I wanted to reassure you that many more tips and hacks are going to be up here very soon.

I’m pretty good at finding great deals and useful ways of saving money, but not so good at finding the time to write about them!

Please rest assured though that you’ll be the first to hear whenever I discover a clever new hack.

Peace x

Sometimes being thrifty can cause you to spend more in the long run. If you really want to save money, then you have to spend it wisely, and spending money wisely doesn’t mean always going for the cheapest products.

When you have a frugal mindset, you have to make sure that when you buy something, the purchase is actually helping you save money. There are many cases where people tend to buy cheap items instead of the more expensive option without realizing that the cheap one is ineffective while the expensive item is incredibly effective. So, do you think buying a cheap but ineffective item is cost-effective? Of course not! It’s almost always just a waste of money!

I am not saying that all products that have cheap prices are bad quality and not worth buying. All I am saying is that, you have to be wise when choosing a particular product for purchase. You should more often than not base your decision on the product’s quality and not the price.

Let’s say for example, when buying a cosmetic product for your beard. You purchase a hair shampoo instead so you can use it on both your hair and beard. Many people would think this were a good idea, but frankly I don’t.

I did research a bit about this to support my reasoning for thinking this. There was one article in particular that grabbed my attention. The author emphasized that we should never use regular shampoo for our beard. He stated that your hair on your head and the hair on your face are completely different. Regular shampoo often contains chemicals that are good for the scalp only but not on the skin on your face. Furthermore these chemicals might end up harming your skin leading you to spending even more money on treatment for it. That definitely isn’t frugal!

For me it is much safer to use the correct product which has the correct purpose. It will help you achieve the best result and I believe will help you save money too, in the long run at least. If you are looking for a shampoo or wash for your beard, I highly recommend you find one online or in your local shopping centre, rather than picking out a generic hair shampoo.

Hello again!

I hope you enjoyed reading my previous post.

Did you learn anything from it? I certainly hope you did.

You’ll be pleased to hear that I’m working on another article that will be posted up here very soon.

I’m doing my best to make sure it’s even better and more interesting than the last one. So, stay tuned!


Are you suffering from a tight budget? Wanting to buy something but it is well out of your price range? Well, you are not experiencing this alone. The majority of us are living with a low budget and this is just one of the many sad realities that we face in the modern world. People have unlimited needs and wants but have limited income. Sounds so unfair, right?

There are actually two types of income – Active income and passive income. Active income is what you earn by working hard in a company or through the services you offer. People who rely solely on this income have no financial freedom – if they don’t work, they won’t earn money.

Passive income, on the other hand, is for the people that take risks and work hard to have their own business or those who have invested in a company wherein they don’t need to work just to earn money – other people with special skills will work for them. This kind of income is hard to achieve and would need a lot of hard work at first, but it will give you financial freedom later on.

Those who have a passive income are usually don’t have any problems when it comes to buying what they want. Unlike those who have active incomes only, they tend to give up their wants just to buy their needs. It is particularly a challenge for women with an active income only, as they normally have many needs and wants in their life, one of them being cosmetics.

I know it is not easy to earn money so it should always be spent wisely. The world of cosmetics is greatly affected by this fact, in particular, makeup for women. More and more women are slowly realizing that you don’t need to give up makeup, you just need to practice some smart shopping techniques and use the right product in order to get your desired look. In other words, it doesn’t need to break the bank! One simple way to save you from spending too much is to use a better primer for your make up. It essentially helps keep the makeup on your face stay put, eliminating constant retouching throughout the day. This alone goes along way in terms of saving you money on your makeup.